New architectural shingle roof with a finished valley on a Largo home

Roof Financing Options for Florida Homeowners

Neal Roofing & Waterproofing offers roof financing through PACE programs (Renew and Ygrene) and lending partners like Slice, GoodLeap and GreenSky, plus Affirm for repairs. We'll go over your options with you during your free estimate.

Lender and Affirm financing is subject to credit approval. PACE eligibility depends on your property and the program. Rates, terms and eligibility depend on the finance partner you choose.

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4.91,000+ Google reviewsRoofing License #CCC1332869

Warranties from 20 to 50 years, depending on the roofing system you choose.

Call (561) 473-0192
PACE programs
RenewYgrene
Lending partners
SliceGoodLeapGreenSkyand others
Repairs
Affirm
FINANCING OPTIONS

Three Ways to Pay Over Time

A new roof is a big project, and not everyone wants to pay for it all at once. Here are the options we can talk through with you. Pick the one that makes sense for you, or skip financing altogether.

New standing seam metal roof on a Royal Palm Beach home, with palms and the neighbor's roof behind

PACE Through Renew and Ygrene

RenewYgrene

PACE (Property Assessed Clean Energy) is financing offered through private program administrators in participating Florida counties and cities. It isn't a government assistance program. It's repaid through your property tax bill. Whether you can use it depends on your property and the program. We work with Renew and Ygrene. Before you sign up, read the program's terms and disclosures so you know exactly how repayment works.

New multi-tone S-tile concrete roof on a Royal Palm Beach home

Traditional Financing With Our Lending Partners

SliceGoodLeapGreenSkyand others

Rather have a standard payment plan? We work with lenders like Slice, GoodLeap, GreenSky and others. You apply with the lender you choose, and that lender reviews your application and sets the terms. Lender financing is subject to credit approval.

Weathered asphalt shingle roof with a hip ridge and vent on a Royal Palm Beach home

Roof Repairs With Affirm

Affirm

Need a repair instead of a whole new roof? Affirm is one way to pay for repair work over time. Eligibility and terms are set by Affirm and are subject to credit approval.

Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.

Lender and Affirm financing is subject to credit approval. PACE eligibility depends on your property and the program. Rates, terms and eligibility depend on the finance partner you choose.

Spanish-style homes with clay tile roofs at sunset
HOW IT WORKS

How Financing Works With Neal

  1. Step 1: Book your free estimate

    Pick a time that works for you. We'll come out, inspect your roof and take photos of what we find.

  2. Step 2: Get your report and quote

    Your inspection report covers any issues we found, plus a replacement quote. Tear-off and replacement are included in that quote, and there are no surprise charges for anything in it.

  3. Step 3: Talk through your financing options

    We'll review the financing options with you during the estimate, so you can weigh them next to your quote. If you decide to apply, you apply with the finance partner you choose.

  4. Step 4: Schedule your new roof

    Your install date depends on timing, your signed contract, financing if you choose it, and our production schedule. Every roof is installed to Florida Building Code, and we take photos on every job.

Customer review

What Homeowners Say

4.91,000+ Google reviews
Google review

“Couldn't be happier with the work that Neal Roofing & Waterproofing did on my re-roof project! From financing, to tear down and install - the process was seamless. Our Project Manager, Isaiah, was always accessible and guided us the whole way. If you're looking for a solid company for your re-roof, look no further. Neal Roofing & Waterproofing is the way to go.”

Ricky G. · Google review
FAQ's

Frequently Asked Questions

What homeowners ask us about paying for a roof.

What roof financing options does Neal Roofing offer?

We work with PACE programs through Renew and Ygrene, lenders like Slice, GoodLeap, GreenSky and others, and Affirm for repairs. Lender and Affirm financing is subject to credit approval. PACE eligibility depends on your property and the program. Rates, terms and eligibility depend on the finance partner you choose.

How does PACE work?

PACE (Property Assessed Clean Energy) is financing offered through private program administrators in participating Florida counties and cities. It isn't a government assistance program. It's repaid through your property tax bill. Whether you can use it depends on your property and the program. Before you sign up, review the program's terms and disclosures, and ask the program about anything that isn't clear.

Can I finance a roof repair?

Affirm is one option for paying for repair work over time. Eligibility and terms are set by Affirm and are subject to credit approval. We can talk it over when we look at the repair.

Does applying for financing affect my credit?

It depends on the finance partner. Some let you prequalify with a soft credit check, and a full application may work differently. Ask the partner you're considering how its process works before you apply.

When do we talk about financing with Neal?

During your free estimate. Once we've inspected your roof and put together your report and quote, we'll go over the financing options with you so you can compare them before you decide.

Can financing change my project timeline?

It can. Your install date depends on timing, your signed contract, financing if you choose it, and our production schedule. We'll let you know where things stand along the way.

Do I have to use financing?

No. Financing is there if it helps, and it's completely your call. We'll lay out the options during your estimate either way.

Ready to Talk About Your Roof?

Book a free estimate. We'll inspect your roof, give you a report with photos and a quote, and walk you through your financing options. Rather talk it through first? Call (561) 473-0192.

Lender and Affirm financing is subject to credit approval. PACE eligibility depends on your property and the program. Rates, terms and eligibility depend on the finance partner you choose.

Roofing License #CCC1332869

Contact information

Thank you for considering us for roofing needs. We will get back to you during normal business hours.

Phone number
Phone Icon. +1 561-473-0192
Email
Envelope Icon. info@nealrfg.com
Location Icon. 2101 Centrepark W Dr STE 100, West Palm Beach, FL 33409

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