Roof Replacement
A full tear-off down to the deck, which we re-nail, then a new roof built to today's Florida Building Code.
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Locations › Palm Harbor
Neal Roofing & Waterproofing replaces Palm Harbor's second- and third-generation roofs and helps owners move up to tile or metal, from Lansbrook to the waterfront in Ozona.
Warranties from 20 to 50 years, depending on the roofing system you choose
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Median year Palm Harbor homes were built
of Palm Harbor homes built 1980–1999
of Palm Harbor homes are owner-occupied
Source: U.S. Census Bureau, American Community Survey 2024 5-year estimates.
OUR SERVICES
Most Palm Harbor homes went up in the '80s and '90s, so the roof over your head probably isn't the first one the house has had. That changes the conversation. Instead of just matching what's there, a lot of owners use this replacement to move from tired shingle to concrete tile or metal. Out by the water in Ozona and Crystal Beach, the hardware deserves as much thought as the roofing itself. If you'd rather pay over time, ask about financing. Terms depend on the lending partner and are subject to credit approval.
A full tear-off down to the deck, which we re-nail, then a new roof built to today's Florida Building Code.
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Tile, metal and shingle for Palm Harbor's lakeside, golf-course and waterfront homes.
Roofing for gated communities, associations and businesses. We can give your board the information it needs to review the project.
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When a repair is allowed and actually makes sense, we'll say so. When it doesn't, we'll show you why.
Financing available. Terms depend on credit approval and the finance partner you choose.
Why Neal
Local experience, top-tier workmanship, and responsive service.
This is the question we hear most here. Florida's 25% rule depends on when your roof went on. For roofs built to codes older than the 2007 Florida Building Code, repairing more than a quarter of the roof generally means the whole roof has to meet current code. Roofs built to the 2007 code or later can usually have just the damaged part fixed. We measure, check your roof's history and tell you plainly where you stand. Our Florida roof insurance guide covers the background.
We book each county inspection on your re-roof and tell you how it went, so you never have to chase the permit office yourself.
Salt air is hard on fasteners and flashing. We handle flashing and fastening on every job, and on homes near the water in Ozona and Crystal Beach, we'll talk through the right hardware for your roof. The specifics depend on the project.
Palm Harbor isn't a city, so Pinellas County permits and inspects your re-roof. Anything already covered when the inspector arrives, like the deck nailing, goes on a Re-Roofing Mitigation Affidavit, which we complete and post at the job for the final. Metal and tile roofs also get a dry-in and flashing inspection before work moves on.
Every roof we install is built to today's Florida Building Code, and the County inspects the work along the way, so you know it was done right.
Some Palm Harbor communities have rules on roof materials and colors, and we'll work within them.
Recent local project
Before and after from the same Neal job, completed in 2025.
Customer review
Neal Roofing team was responsive, professional and honest. Not to mention they did a great job on my roof. No issues after the work. I would recommend calling them first.
Connor M. · Google review · Apr 2025
FAQ's
What Palm Harbor homeowners ask when part of the roof, or all of it, needs work.
Schedule FREE Estimate Call (561) 473-0192It depends on the roof's age and how much is damaged. For roofs built under codes before 2007, Florida generally allows repairs to match the existing roof unless more than 25% needs work. We inspect, measure and tell you plainly which applies.
Palm Harbor is unincorporated, so Pinellas County issues the permit. The county requires an in-progress inspection on every re-roof, and if work is covered before that inspection, a re-roofing mitigation affidavit is needed. We schedule the inspections for you.
Both can work well on the waterfront. What matters most are corrosion-resistant fasteners and flashing. Tile suits many existing Palm Harbor homes and HOAs, and metal is lighter. We'll show you both options on your home. Call (561) 473-0192 to set up a visit.
Thank you for considering us for roofing needs. We will get back to you during normal business hours.
Find Us
We re-roof homes all over Palm Harbor, including Ozona, Crystal Beach, Lansbrook, the Innisbrook area and Highland Lakes. Ozona and Crystal Beach are two of the county's historic waterfront communities, and Innisbrook hosts a PGA Tour event. A short drive away? We also work in nearby Tarpon Springs and Clearwater.
NEIGHBORHOODS WE COVER