Drone view of a finished barrel tile roof on a large home in Palm Beach County, FL, with a pool in front
Roof Types6 min read

Concrete Tile vs Clay Tile: How to Choose for Your Florida Home

Clay holds its color for the life of the roof and suits classic Mediterranean homes. Concrete offers more profiles and colors and is usually the lower investment. On both, the underlayment beneath the tile matters as much as the tile itself.

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Tile is one of the most recognizable roofs in Florida. You'll see it on homes from Sarasota to Boca Raton and Vero Beach. If tile is on your list for a roof replacement, the next question is usually which kind: concrete or clay.

Both are handsome, long-lasting choices. Neal Roofing installs tile roofs on both of Florida's coasts, on Gulf Coast and Atlantic coast homes alike. Here's how the two compare, so you can choose with confidence.

Clay vs concrete tile at a glance

Clay tileConcrete tile
What it's made ofNatural clay or shale, shaped and then fired in a kilnCement, sand and other aggregates, molded and cured
Look and color over timeThe color is fired into the tile and holds for the life of the roofColor comes from pigment mixed into the tile or a coat on its surface, and the surface lightens as it weathers
WeightUsually lighter than concrete in a similar profile, though weights vary by productUsually heavier than clay in a similar profile, though weights vary by product
UpkeepPeriodic cleaning keeps it looking its bestPeriodic cleaning, and the surface can be resealed or recoated to refresh the color
Best fit by home styleClassic Mediterranean and Spanish-style homesA wide range of styles, from Mediterranean to contemporary

Cost depends on your roof's size and shape and the tile you choose, so we cover it separately in what a tile roof costs. For a closer look at each option on its own, see our pages on clay tile roofs and concrete tile roofs.

Finished flat concrete tile roof on a two-story stucco home in Tampa, FL

How each tile handles Florida sun, rain and salt air

Sun. Clay gets its color in the kiln, so the color runs through the tile and holds up to the sun for the life of the roof. Concrete is different. Manufacturers explain that the outer layer of a concrete tile is a little softer than the body, and it slowly wears away in the early years. That exposes more of the sand inside and lightens the color. It's a change in appearance, not strength. The tile keeps doing its job, and the surface can be cleaned and resealed if you'd like to refresh it.

Rain and humidity. Florida's warm, damp air means mildew and algae can grow on any tile roof. It isn't pretty, but manufacturers note it doesn't harm the tile itself. A professional cleaning brings the roof back.

Salt air. On both coasts, plenty of homes sit close to the water, from the Gulf barrier islands around St. Pete Beach and Clearwater to Atlantic-side neighborhoods in Jupiter and Vero Beach. Clay and concrete are both masonry, so the parts of a tile roof that need the most care near salt water are the metal ones: the fasteners and flashing. That's one reason Florida's tile installation manual calls for corrosion-resistant fasteners. Near the coast, ask your roofer how the metal parts of the roof are chosen and installed, not just which tile goes on top.

Whether you live in Tampa or a few blocks from the Atlantic, the takeaway is the same. Either tile can be a beautiful, lasting roof in Florida. The details underneath decide how well it performs.

Why the underlayment matters more than the tile

Every tile roof has two layers working together. The tiles on top shed most of the rain. Beneath them sits the underlayment, a layer installed over the roof deck before any tile goes on. It's the backup that protects your home if water ever gets past the tiles.

Here's the part many homeowners don't hear. The tile itself usually outlasts the layer beneath it. According to the Tile Roofing Institute's technical director, it's the long-term performance of that secondary layer that determines the life of the whole roof. So when you compare clay and concrete, give just as much attention to:

  • The underlayment system your roofer will use
  • How the flashing is handled at valleys, walls and edges
  • How the tiles are fastened to the roof

In Florida, roofing products, including tiles and underlayments, have to be approved for use under the state's product approval rules. It's fair to ask which approved system is going on your home.

New tile stacked across a dried-in roof, with the underlayment installed, during a tile roof replacement in Lakewood Park, FL

On a full replacement, the old tile and underlayment come off, so the roof deck is exposed. Our crew checks the deck and re-nails it where needed before the new underlayment goes on. If you've heard that tile is fragile or only right for certain climates, our post on common tile roof myths clears up a few of those ideas.

Style, HOAs and matching your neighborhood

Clay tile has the classic look many people picture when they think of a Mediterranean or Spanish-style home in Florida. Concrete gives you more profiles to choose from, from rounded barrel shapes to flatter tiles that suit a more contemporary home.

If you live in a planned community, your HOA may narrow the choice for you. Many Florida HOAs set rules for tile profile and color, and Florida law lets an association review a home's exterior appearance to the extent its governing documents allow. Before you fall in love with a tile, pull your HOA's approved list. Bring it to your estimate, and you can compare options that already fit your community's rules.

Close view of new barrel tile rows on a finished tile roof in Palm Beach County, FL

If you'd like to see how different tiles look on real Florida homes, browse the tile roofs we've installed.

Which tile is right for your home?

There's no single winner. Here are three common situations:

  • You love the classic Mediterranean look and want color that stays true. Clay is a natural fit, since its color is fired in and holds for the life of the roof.
  • You want a particular profile or color, or a cleaner, more contemporary look. Concrete offers more choices and is usually the lower investment of the two.
  • Your HOA has an approved list. Start there. Either tile may be on it, and the right pick is the one that suits your home and your community's rules.

If your home has never had a tile roof, there's one more step. Your roofer should confirm the structure can carry tile before you choose.

Frequently asked questions

Is clay or concrete tile better for a Florida home?

Neither is better for every home. Clay holds its color for the life of the roof and has a classic Mediterranean look. Concrete comes in more profiles and colors and is usually the lower investment of the two. The right choice depends on your home's style, your HOA's rules and your budget.

Do clay and concrete tile roofs last the same amount of time?

Both tiles can outlast the layer beneath them. On most Florida tile roofs, the underlayment wears out before the tiles do, so how well the underlayment is installed matters as much as which tile you choose.

Which tile is heavier, clay or concrete?

Concrete tile is usually heavier than clay tile of a similar profile, though weights vary by product. If your home has never had a tile roof, your roofer should confirm the structure can carry tile before you choose.

Can my HOA decide which tile I use?

Many Florida HOAs set rules for tile profile and color. Check your HOA's approved list before you choose a tile.

Get a tile roof replacement quote

Choosing between clay and concrete is easier with someone who installs both. Neal Roofing replaces tile roofs on Florida's Gulf Coast and east coast. Homeowners rate us 4.9 stars, 1,000+ Google reviews.

  • Warranties from 20 to 50 years, depending on the roofing system you choose.
  • Financing is available, subject to credit approval.
  • You'll get photo updates throughout the job, so you can see the work as it happens.

Call (561) 473-0192 or schedule online, and we'll help you compare tile options that fit your home.

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